The Junior ISA limit is £9,000 for 2026/27. How the allowance works across two accounts and several family members, what happens if too much goes in, and simple ways to keep track.
Opening a Junior ISA usually takes under 30 minutes online. What you'll need, the choices to make, and what happens after you apply, step by step.
Opening a Junior ISA is simple, but a few easy slips can cost real money over 18 years. The most common ones, and how to avoid them.
Fidelity, Hargreaves Lansdown, Vanguard, interactive investor and AJ Bell compared on Junior ISA fees, fund choice, minimums and transfers. Several now charge no account fee at all. Charges checked September 2026.
Cash or stocks and shares? How each type of Junior ISA works, what the difference could add up to over 18 years, and when cash still makes sense.
A Junior SIPP is a pension for a child, and the government adds 25% to every payment. How the top-up works, the £2,880 limit, how tax applies when the money comes out, and what it could grow to.
Age 18 or retirement: access is the real difference between a Junior ISA and a Junior SIPP. Compare the limits, the 25% top-up and who each account suits, with a worked example of using both.
How a Junior SIPP (a pension for a child) works: the 25% government top-up, the £2,880 yearly limit, when the money can be used, and who it suits.
How Junior ISAs work: the £9,000 yearly limit, tax-free growth, cash or stocks and shares, what happens at 16 and 18, and the mistakes worth avoiding.