Fidelity charges no account fee on Junior ISAs; Vanguard charges 0.15% but keeps things simple with its own funds. A side-by-side look at fees, fund choice, minimums and transfers, plus how Hargreaves Lansdown compares.
Cash Junior ISAs feel safe, and for short time frames they are. Over 18 years, though, the gap between cash and investing can grow large. Here's how the numbers work.
Fidelity, Hargreaves Lansdown, Vanguard, interactive investor and AJ Bell compared on Junior ISA fees, fund choice, minimums and transfers. Several now charge no account fee at all. Charges checked September 2026.
Age 18 or retirement: access is the real difference between a Junior ISA and a Junior SIPP. Compare the limits, the 25% top-up and who each account suits, with a worked example of using both.