Age by age

How much pocket money do UK children get at each age? The latest averages from the NatWest Rooster Money Pocket Money Index 2026, plus the main ways families give it (fixed, chores-linked, or split between saving and spending) and what each can teach.

When should you start talking to your children about money? And what should you say at each age? This practical guide gives you conversation starters and topics for every stage from 5 to 17.

What should a 7-year-old know about investing? What about a 15-year-old? A stage-by-stage guide to what to teach, how to explain it, and activities that help it stick.